Introduction: Save Money While Filing Your Taxes
Filing your taxes doesn’t have to be expensive. In 2025, there are several free tax filing options available for eligible taxpayers, including IRS Free File, free tax software, and volunteer assistance programs.
If you want to avoid paying for tax preparation services and still file accurately and on time, this guide will walk you through the best free tax filing options for 2025 and how to determine which one is right for you.
1. Who Can File Taxes for Free?
Many taxpayers qualify for free tax filing, but eligibility depends on:
✔ Your income level – The IRS and some private tax software providers offer free filing for those below a certain income threshold.
✔ Your tax complexity – Simple returns (W-2 income, standard deduction) are often free, but complex tax situations (self-employment, rental income) may require paid services.
✔ Your age – Some programs offer free filing for seniors or low-income families.
💡 Tip: If you earned less than $79,000 in 2024, you likely qualify for IRS Free File in 2025.
2. Best Free Tax Filing Options for 2025
Here are the top free tax filing programs for 2025:
✅ 1. IRS Free File (Available at IRS.gov)
✔ Who qualifies?
- Taxpayers earning $79,000 or less (AGI limit for 2024).
✔ What’s included? - Free federal tax return filing through IRS-partnered software.
- Some providers offer free state tax filing as well.
✔ Where to access it? - Visit IRS.gov/FreeFile and choose a partnered provider based on your eligibility.
💡 Best for: Low-to-moderate income earners who need basic tax filing assistance.
✅ 2. Free File Fillable Forms (Best for DIY Tax Filers)
✔ Who qualifies?
- Any income level, but best for those comfortable with self-filing.
✔ What’s included? - Electronic forms that let you input tax data manually.
- No built-in tax guidance—you must know how to prepare your return.
✔ Where to access it? - Available on the IRS Free File webpage.
💡 Best for: Experienced taxpayers who don’t need step-by-step guidance.
✅ 3. Volunteer Income Tax Assistance (VITA) Program
✔ Who qualifies?
- Individuals earning $64,000 or less, seniors, and persons with disabilities.
✔ What’s included? - Free in-person tax preparation by IRS-certified volunteers.
- Help with basic tax returns (W-2 income, standard deductions).
✔ Where to access it? - Find local VITA locations using the IRS website or by calling 211.
💡 Best for: Those who prefer in-person assistance and have simple tax returns.
✅ 4. Tax Counseling for the Elderly (TCE) Program
✔ Who qualifies?
- Taxpayers aged 60+, especially those with retirement income.
✔ What’s included? - Free tax preparation with a focus on retirement and pension tax issues.
✔ Where to access it? - Available at senior centers, libraries, and community centers.
💡 Best for: Seniors who need help with retirement income tax filing.
✅ 5. Free Tax Software (Best for Simple Returns)
Several commercial tax software providers offer free filing options:
| Tax Software | Who Qualifies? | Includes Free State Filing? |
|---|---|---|
| TurboTax Free Edition | W-2 earners, standard deduction | ❌ No |
| H&R Block Free Online | Basic returns, student loan interest | ✅ Yes |
| Cash App Taxes | All tax situations (no restrictions) | ✅ Yes |
| TaxSlayer Simply Free | Single filers, standard deduction | ❌ No |
| Credit Karma Tax | Simple returns, self-employed | ✅ Yes |
💡 Best for: Taxpayers who prefer filing online with step-by-step guidance.
3. Can You File State Taxes for Free?
Some free tax filing programs also include free state tax returns, but not all do.
✔ Cash App Taxes – Free state tax filing included.
✔ H&R Block Free Online – Includes one free state return.
✔ TurboTax Free Edition – State tax filing requires an additional fee.
💡 Tip: Check whether your state offers free filing programs—some states allow residents to file directly for free through their tax department website.
4. How to File Your Taxes for Free (Step-by-Step Guide)
Follow these steps to file your 2025 taxes for free:
✔ Step 1: Determine if you qualify for IRS Free File, VITA, or free tax software.
✔ Step 2: Gather necessary tax documents, including:
- W-2 or 1099 forms (for income).
- 1098 forms (for mortgage or student loan interest).
- Last year’s tax return.
✔ Step 3: Choose a free filing option that best fits your tax situation.
✔ Step 4: Double-check your information before submitting to avoid errors.
✔ Step 5: File electronically and select direct deposit for a faster refund.
💡 Tip: E-filing with direct deposit ensures the fastest refund processing—usually within 21 days.
5. Common Mistakes to Avoid When Filing for Free
🚨 1. Choosing the Wrong Free Filing Option – Not all free software includes state tax filing, so check before starting.
🚨 2. Forgetting Tax Deductions & Credits – Make sure to claim all eligible credits (EITC, Child Tax Credit, Education Credits).
🚨 3. Entering Incorrect Direct Deposit Information – Double-check your bank details to avoid refund delays.
🚨 4. Filing Late or Missing Deadlines – Submit your return by April 15, 2025 to avoid IRS penalties.
🚨 5. Not Reviewing Your Return Before Submission – Mistakes can lead to IRS delays or audits.
💡 Tip: Use IRS.gov’s refund tracker to check the status of your refund after filing.
File Your 2025 Taxes for Free Today!
Filing your taxes doesn’t have to cost money. By using IRS Free File, volunteer tax assistance programs, or free online tax software, you can file your federal return at no cost and keep more of your refund.
📌 Need help with tax filing? Contact First Union Tax for expert guidance and personalized tax solutions!
FreeTaxFiling #IRSFreeFile #TaxFiling2025 #TaxReturns #TaxRefund #FileTaxesOnline #FirstUnionTax #EFile #TaxHelp #SelfEmployedTaxes